Frequently Asked Questions

Do I have to pay anything out-of-pocket?

You don’t pay any out-of-pocket fees or hidden expenses.

Do I need good credit or a job?

Your credit score isn’t important to us. We also don’t require employment or income.

Will I need to move out of my home?

While you have the option to move at any time, you will never need to move out of your home during our lease terms.

Will I have to fill out stacks of paperwork?

Our one-step qualification makes it fast and easy to get the funds you need.

How long does the process take?

Get access to your funds within 22 days. No waiting on loan officers or bank underwriters.

What if my home isn’t in the best shape?

It’s not a problem. No appraisals or bank home inspectors will check code violations or damage.

Is there an age requirement?

If you are a legal homeowner, there is no age requirement.

My home isn’t a single-family house. Can I still apply?

Yes! We consider single-family houses, multi-family buildings, condominiums and townhomes.

Where is Home Hitch located?

We are headquartered in Florida and work with homeowners throughout the United States.

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  • Pre-qualification does not affect your credit score.